Your Mortgage Made Easy
Get your easy, hassle-free, digital mortgage here.
American Pacific Mortgage, a family-oriented mortgage company located in California's plentiful Central Valley that offers all of the loan types available at large banks. At APM, you get the comfort and support of a small company without all of the rigid standards and extra department approvals undergone at a larger bank.
Choose A Loan Officer
Some Of The Loans We Have To Offer
FHA 30 Year Fixed Mortgage Loans, 5% Conventional Loans, VA Loans, FHA Streamline Refinances, VA Loan Refinances, Adjustable Rate Mortgages, Reverse Mortgages, Jumbo Loans, HARP 2.0 Refinance Loans, Conforming Interest Only Loans, FHA Access Program Loans, Fannie Mae Homepath Loans, Freddie Mac Loans, USDA Loans and more.
For more information on different types of loans, check out our list of loan programs we have available. For more detailed information regarding which type of financing would be great for you, contact a Loan Officer today for a FREE consultation!
What We Can Provide
Today’s technology is providing a more productive environment to work in. For example, through our website, you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage scenarios.
Our office is conveniently located allowing us to serve all of the following areas with ease:
Stanislaus County
Modesto | Turlock | Patterson | Hughson | Ceres | Oakdale | Waterford | Riverbank
Merced County
Merced | Atwater | Dos Palos | Gustine | Livingston | Hilmar
San Joaquin County
Stockton | Lodi | Tracy | Escalon | Lathrop | Ripon | Manteca
However, in today's world, distance does not stand in the way of obtaining a loan! Our loan officers have closed loans in southern California and even out of state! So whether you’re in Northern California, Sacramento, Modesto, Fresno, or anywhere else in California, please contact us to see what we can do for you!
"Let's Get Social!"
*Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act*
American Pacific Mortgage Company, NMLS #1850, APMC CA DRE #01215943, NMLS Consumer Access
"Equal Housing Opportunity"
What Our Customers Are Saying *
Sarah
"We had a great experience with Diana. She was very helpful and answered all of our questions throughout the process."
Betty - Delhi, CA
"Thank you Daniel for helping us buying our house. We truly recomend your services. You are a fantastic loan officer!"
Jackie
"Fernando walks you step by step through the loan process. He exceeded our expectations going through it all, especially being first time buyers and trying to understand it all. Any concerns or questions that you have he is more than welcome to address them with you or answer them. He really is awesome at what he does and i would recommend him to all my family and friends!"
Jill
"Derek was wonderful to work with. He always responded promptly, he was patient and clear when answering my questions and he made the loan process very easy for me. Derek is a true professional!"
Ashford - Newman, CA
"Peggi Sahota was the best!! She really help us out with our very first home loan. Answered all our questions that first time home buyers asked. Definitely recommend seeing her for all you home loan needs!"
Victor - Modesto, CA
"Fernando Zapiain is amazing! He explains everything so precise and professionally. Fernando is a great person not just within his business but also in general. He’s a family man so he understands if you need to bring your children in while scheduled for appointments. Thank you for your great service and your accurate results!"
Marie - Merced, CA
"Peggi is wonderful to work with! Very thorough, she answered all our questions and went out of her way to be there at every step of the process."
Geraldine - Ontario, CA
"Fernando helped to secure a great interest rate for my loan for my property in Ontario, CA. He made sure that I had no questions and everything was clear and precise. I can't thank him enough for all the time he spent on the negotiations & number crunching. What an amazing professional & personable young man. I would recommend Fernando to any current home buyer or anyone who wants to get the BEST person working on their behalf!!!"
Ada P. - Turlock, CA
"I cannot thank Fernando enough for helping me in getting my finances in order. Trying to buy a home, multiple properties, or refinancing isn't easy especially coming across someone you can TRUST and has your best interest at heart. He literally broke everything down in sections (he's very detailed & organized) and set up appointments for me to check in (he puts in 100% effort & it shows)! I highly recommend him to all my family and friends."
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