My experience with Fernando was quick and easy! He was very informative and guided me on every step of the loan process. We started off with finding the correct loan program to my specific needs, to gathering all the correct documents, and how much money needed to close. I would highly recommend Fernando Zapiain. Everything was smooth sailing and I can’t believe I’m officially a home owner! Thank you Fernando and the team!

Very helpful from beginning to end of the entire loan process. Will be working with Peggi when we are ready for a bigger home. Loan has been funded and she still keeps in contract and helps with any questions that we may have.

Peggi is awesome! She has so much helpful information that makes the home buying process so much easier. We really appreciated her flexibility, quick responses, and overall positive attitude!

Peggi was very efficient, knowledgeable, and a pleasure to do business with. If I could give 10 stars I would.

Peggi was helpful and responsive. Everything went well. We appreciated her team. The portal was efficient. Hoping to continue to work with her in the future. Thanks Peggi!

Derek’s communication throughout the whole process was incredible. He kept us informed every step of the way and was open and honest about the home loan process. We would recommend him to everyone we know looking to purchase a home.

Peggi is the best. Very responsive and completely transparent. I recommend her to everyone!

Derek was amazing! He truly went the extra mile. Can’t say enough good things about him and his team.

Amazing! Loved working with Peggi!

Can’t say enough good things about the service, expertise, and support I received from Peggi throughout my refinance experience. She offered suggestions and scenarios that helped me decide how to navigate through the specifics and went the extra mile in getting me the best rate possible through daily rising rates. Her hands on communication was first rate. Thank you, Peggi!

Peggi and the staff is the best loan team I’ve ever been a part of. We’ll send them all the referrals I have. I truly appreciate everything they do.

Especially as a first time home buyer having Peggi as a loan officer was a fantastic experience. She was informative and extremely kind always making time when needed and maintaining excellent communication. She makes it obvious that she loves the work that she does and that makes all the difference.

Derek Tull was amazing and made the entire process so easy and quick. There was absolutely no stress, which can sometimes happen during this process. He kept me informed the entire time. I highly recommend using Derek and APM when you are considering buying or refinancing, as you will not be disappointed.

I’m beyond grateful for the great service Peggi and her team provided. This process was such a joy and smooth experience.

Diana Haase is amazing. She was so helpful, informative, quick and answered all our questions. If it weren’t for her, we wouldn’t have been approved for the house we were approved for.

Wonderful team. Very professional and extremely knowledgeable. Thank you Peggi, Kathrine, and the rest of the staff in helping us get a great loan.

Peggi is absolutely AMAZING!! She was very attentive and supportive through the process. Peggi made sure to check-in, update us with any new information, and answer all of our questions. She is very easy to get in contact with and definitely eased some of the stress through it all! It was a great experience working with her!!

Diana is the best!! She guided and looked out for our best interest throughout the whole transaction. Even when we hit some BIG bumps she never gave up on us!!! She is one of kind and an awesome loan officer.

Great experience, Diana worked with us for over a year, kept in contact all the time until we bought our house. Diana was very friendly and easy to talk to. Highly recommend!!!

Great customer service. Put us and our needs first and did everything in your power to make it work. Great experience.

Amazing attention to detail. I have bought multiple houses with him in the past and will continue to do so.

From Start to Finish, Peggi Sahota and her team were up front and forward about everything required for the process to run smoothly. Peggi went above and beyond for us and we felt like we were in good hands the entire time. Peggi and her team always kept us in the loop of any progress or potential delays. If I had to do the process all over again I would definitely go back to Peggi and her team. Thank you guys for an awesome home purchase experience!

Thanks so much Peggi - you are just so awesome!!! I have worked with other firms before but no one matches your level of courtesy, professionalism and perfection. Your customer service is exemplary. I look forward to working with you on my next purchase. Thanks again for making this experience so wonderful.

Fantastic! Was quick, and kept me informed!

We had a great experience with Diana. She was very helpful and answered all of our questions throughout the process.

Thank you Daniel for helping us buying our house. We truly recomend your services. You are a fantastic loan officer!

Fernando walks you step by step through the loan process. He exceeded our expectations going through it all, especially being first time buyers and trying to understand it all. Any concerns or questions that you have he is more than welcome to address them with you or answer them. He really is awesome at what he does and i would recommend him to all my family and friends!

Derek was wonderful to work with. He always responded promptly, he was patient and clear when answering my questions and he made the loan process very easy for me. Derek is a true professional!

Peggi Sahota was the best!! She really help us out with our very first home loan. Answered all our questions that first time home buyers asked. Definitely recommend seeing her for all you home loan needs!

Fernando Zapiain is amazing! He explains everything so precise and professionally. Fernando is a great person not just within his business but also in general. He’s a family man so he understands if you need to bring your children in while scheduled for appointments. Thank you for your great service and your accurate results!

Peggi is wonderful to work with! Very thorough, she answered all our questions and went out of her way to be there at every step of the process.

Fernando helped to secure a great interest rate for my loan for my property in Ontario, CA. He made sure that I had no questions and everything was clear and precise. I can't thank him enough for all the time he spent on the negotiations & number crunching. What an amazing professional & personable young man. I would recommend Fernando to any current home buyer or anyone who wants to get the BEST person working on their behalf!!!

I cannot thank Fernando enough for helping me in getting my finances in order. Trying to buy a home, multiple properties, or refinancing isn't easy especially coming across someone you can TRUST and has your best interest at heart. He literally broke everything down in sections (he's very detailed & organized) and set up appointments for me to check in (he puts in 100% effort & it shows)! I highly recommend him to all my family and friends.