Yomayra - Merced, CA

"Peggi was super helpful and was always available when my husband and I had questions about our home loan. She told us what to expect right from the beginning and made the home buying process very quick and easy. We highly recommend Peggi to anyone who is looking into purchasing a home."

Lyat - Atwater, CA

"Luanne made our loan experience a smooth one. She was knowledgeable, responsive, professional, and very easy to work with. We have purchased several homes and have always found APM to be the best lender to go with. Working with a local Loan Officer made the process less stressful, more personable, and Luanne was able to offer competitive rates. We highly recommend Luanne for all of your mortgage needs."

Andrea - Turlock, CA

"Derek is approachable, knowledgeable, patient and everything you need in a loan officer. Whenever I had questions during the home loan process, I could reach Derek either by phone, text, or e-mail and his responses were never delayed. We looked at various loan programs for which I qualified and Derek pointed out the pros and cons of each one for me. I now own my very first home, and with much thanks for his work and dedication. I have already recommended Derek to neighbors and friends!"

Ashford - Newman, CA

"Peggi Sahota was the best!! She really help us out with our very first home loan. Answered all our questions that first time home buyers asked. Definitely recommend seeing her for all you home loan needs!"

Victor - Modesto, CA

"Fernando Zapiain is amazing! He explains everything so precise and professionally. Fernando is a great person not just within his business but also in general. He’s a family man so he understands if you need to bring your children in while scheduled for appointments. Thank you for your great service and your accurate results!"

Marie - Merced, CA

"Peggi is wonderful to work with! Very thorough, she answered all our questions and went out of her way to be there at every step of the process."

Sandra - Turlock, CA

"Jordan was Amazing! Thank you for taking your time and explaining every step of the process. We will recommend Jordan to all our family and friends. "

Geraldine - Ontario, CA

"Fernando helped to secure a great interest rate for my loan for my property in Ontario, CA. He made sure that I had no questions and everything was clear and precise. I can't thank him enough for all the time he spent on the negotiations & number crunching. What an amazing professional & personable young man. I would recommend Fernando to any current home buyer or anyone who wants to get the BEST person working on their behalf!!!"

Ada P. - Turlock

"I cannot thank Fernando enough for helping me in getting my finances in order. Trying to buy a home, multiple properties, or refinancing isn't easy especially coming across someone you can TRUST and has your best interest at heart. He literally broke everything down in sections (he's very detailed & organized) and set up appointments for me to check in (he puts in 100% effort & it shows)! I highly recommend him to all my family and friends."