Dream For All Application Registration will be open from February 24 to March 16, 2026!

The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage to help cover down payment and/or closing costs.

When the home is sold, transfered or the first mortgage is paid in full - the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.

Program Highlights

• Offers up to 20% for down payment or closing costs, not to exceed $150,000
• Homebuyer must register for a voucher. A randomized drawing will select registrants who will receive the voucher. This will not be first come, first served.

Eligibility

• One borrower must be a first generational homebuyer.
• One borrower must be current resident of California.
• All borrowers must be first-time homebuyers.
• Income must meet CalHFA Income Limits for the county you are purchasing in.

Please contact Anchor Point Mortgage for more information!

Anchor Point Mortgage

NMLS# 1660690

apmlending.com

209-579-3029

2100 Geer Rd. Ste. F, Turlock CA 95382

5559 S Sossaman Rd. Bldg #1

Ste. #101 Mesa, AZ 85212