• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    American Pacific Mortgage
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    American Pacific Mortgage

Welcome to

American Pacific Mortgage


American Pacific Mortgage, a family-oriented mortgage company located in California's plentiful Central Valley that offers all of the loan types available at large banks. At APM, you get the comfort and support of a small company without all of the rigid standards and extra department approvals undergone at a larger bank. Some of the loans we offer include:

FHA 30 Year Fixed Mortgage Loans, 5% Conventional Loans, VA Loans, FHA Streamline Refinances, VA Loan Refinances, Adjustable Rate Mortgages, Reverse Mortgages, Jumbo Loans, HARP 2.0 Refinance Loans, Conforming Interest Only Loans, FHA Access Program Loans, Fannie Mae Homepath Loans, Freddie Mac Loans, USDA Loans and more. 

For more information on different types of loans, check out our list of loan programs we have available. For more detailed information regarding which type of financing would be best for you, contact a Loan Officer today for a FREE consultation!

Today’s technology is providing a more productive environment to work in. For example, through our website, you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage scenarios.

Our office is conveniently located allowing us to serve all of the following areas with ease:

Stanislaus County

Modesto | Turlock | Patterson | Hughson Ceres | Oakdale | Waterford | Riverbank

Merced County

Merced | Atwater | Dos Palos | Gustine | Livingston | Hilmar

San Joaquin County

Stockton | Lodi | Tracy | Escalon | Lathrop | Ripon | Manteca

However, in today's world, distance does not stand in the way of obtaining a loan! Our loan officers have closed loans in southern California and even out of state! So whether you’re in Northern California, Modesto, Central Valley, Fresno, Sacramento or anywhere else in California, please contact us to see what we can do for you!




                            "Let's Get Social!"

   




*Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act*

American Pacific Mortgage Company, NMLS #1850, APMC CalBRE#01215943, NMLS Consumer Access

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Latest from the Blog

Recent Articles

Apr
18
2018
Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it? There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Apr
11
2018
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles. Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Apr
04
2018
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home. However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
Mar
28
2018
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...

American Pacific Mortgage
2130 Geer Rd. Ste. C.
Turlock, California 95382
Phone: (209) 579-3029
Fax: (209) 250-0871
savila@apmortgage.com