• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    American Pacific Mortgage
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    American Pacific Mortgage

Welcome to

American Pacific Mortgage

American Pacific Mortgage, a family-oriented mortgage company located in California's plentiful Central Valley that offers all of the loan types available at large banks. At APM, you get the comfort and support of a small company without all of the rigid standards and extra department approvals undergone at a larger bank. Some of the loans we offer include:

FHA 30 Year Fixed Mortgage Loans, 5% Conventional Loans, VA Loans, FHA Streamline Refinances, VA Loan Refinances, Adjustable Rate Mortgages, Reverse Mortgages, Jumbo Loans, HARP 2.0 Refinance Loans, Conforming Interest Only Loans, FHA Access Program Loans, Fannie Mae Homepath Loans, Freddie Mac Loans, USDA Loans and more. 

For more information on different types of loans, check out our list of loan programs we have available. For more detailed information regarding which type of financing would be best for you, contact a Loan Officer today for a FREE consultation!

Today’s technology is providing a more productive environment to work in. For example, through our website, you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage scenarios.

Our office is conveniently located allowing us to serve all of the following areas with ease:

Stanislaus County

Modesto | Turlock | Patterson | Hughson Ceres | Oakdale | Waterford | Riverbank

Merced County

Merced | Atwater | Dos Palos | Gustine | Livingston | Hilmar

San Joaquin County

Stockton | Lodi | Tracy | Escalon | Lathrop | Ripon | Manteca

However, in today's world, distance does not stand in the way of obtaining a loan! Our loan officers have closed loans in southern California and even out of state! So whether you’re in Northern California, Modesto, Central Valley, Fresno, Sacramento or anywhere else in California, please contact us to see what we can do for you!

                            "Let's Get Social!"


*Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act*

American Pacific Mortgage Company, NMLS #1850, APMC CalBRE#01215943, NMLS Consumer Access

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Latest from the Blog

Recent Articles

Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your 30-year mortgage to lower your...

American Pacific Mortgage
2130 Geer Rd. Ste. C.
Turlock, California 95382
Phone: (209) 579-3029
Fax: (209) 250-0871