• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    American Pacific Mortgage
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    American Pacific Mortgage

Welcome to

American Pacific Mortgage


American Pacific Mortgage, a family-oriented mortgage company located in California's plentiful Central Valley that offers all of the loan types available at large banks. At APM, you get the comfort and support of a small company without all of the rigid standards and extra department approvals undergone at a larger bank. We offer many loan types to ensure that you make the financing choice suits your needs. Some of the loans we offer include:

FHA 30 Year Fixed Mortgage Loans, 5% Conventional Loans, VA Loans, FHA Streamline Refinances, VA Loan Refinances, Adjustable Rate Mortgages, Reverse Mortgages, Jumbo Loans, HARP 2.0 Refinance Loans, Conforming Interest Only Loans, FHA Access Program Loans, Fannie Mae Homepath Loans, Freddie Mac Loans, USDA Loans and more. 

For more information on different types of loans, check out our list of loan programs we have available. For more detailed information regarding which type of financing would be best for you, contact a Loan Officer today for a FREE consultation!

Today’s technology is providing a more productive environment to work in. For example, through our website, you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage scenarios.

Our office is conveniently located allowing us to serve all of the following areas with ease:

Stanislaus County

Modesto | Turlock | Patterson | Hughson Ceres | Oakdale | Waterford | Riverbank

Merced County

Merced | Atwater | Dos Palos | Gustine | Livingston | Hilmar

San Joaquin County

Stockton | Lodi | Tracy | Escalon | Lathrop | Ripon | Manteca

However, in today's world, distance does not stand in the way of obtaining a loan! Our loan officers have closed loans in southern California and even out of state! So whether you’re in Northern California, Modesto, Central Valley, Fresno, Sacramento or anywhere else in California, please contact us to see what we can do for you!




                            "Let's Get Social!"

   




*Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act*

American Pacific Mortgage Company, NMLS #1850, APMC CalBRE#01215943, NMLS Consumer Access

"Equal Housing Opportunity"


Latest from the Blog

Recent Articles

Oct
18
2017
Is Refinancing Right for You?
Thinking about refinancing your mortgage? Learn the facts before you decide if that's the right choice for you! Although refinancing offers the financial relief, rate stability, and access to money that you may not be able to get by other means, there are occasions that we caution our...
Oct
11
2017
All About Assumable Mortgages
An assumable mortgage is a home loan that allows you to take over a seller’s home loan instead of applying for your own mortgage. However, not all mortgages are assumable — typically only some FHA and VA loans are assumable. An assumable mortgage is best done with lender...
Oct
04
2017
Self-Employed? Here's How to Get a Home Loan
A critical factor for qualifying for a home loan is your income. Understandably, lenders need to know that you have a stable income that allows you to sustain a mortgage. While traditional homebuyers can prove this easily with a standard W2 from their employer, a self-employed borrower...
Sep
27
2017
What is a Second Mortgage and What are the Benefits?
Owning a home is one of the best investments you can make in your lifetime, but sometimes the budget can get tight. Along with the typical home-related bills like mortgage note payments, household utilities, and any required repairs—there's also the additional financial...